Terms of Use & Disclaimers

By using or accessing this website, you are agreeing to the terms of use below. If you do not agree to the terms below, please exit this website. These Terms of Use and Disclaimers may be revised from time to time and these revisions become effective immediately upon them being updated on the website. Continued access or use of this website shall be considered acceptance of the revised Terms of Use and Disclaimers.

Geographical Limits

Akru Now Sdn Bhd (formerly known as Main Street Capital Sdn Bhd) (Company No. 201701044476/1258649-U) (“Akru Now”) is duly licensed by the Securities Commission (SC) under the Capital Markets and Services Act 2007 (“CMSA”) to carry out digital investment management services in Malaysia. The digital investment management service is a fund management business incorporating innovative technologies into automated discretionary portfolio management services offered to clients.

The information on this website is directed at residents of Malaysia. Investment services accessed through this website should only be bought by persons residing in Malaysia. Akru Now is not responsible to the users for liabilities arising from accessing this website from outside of Malaysia.

Intellectual Property Rights

All contents of, and materials published on, this website, including but not limited to the text, images and other information herein and their arrangement, are protected by copyright, trademark and other proprietary rights of Akru Now. This means that you shall not without the express written consent of Akru Now and / or the owners of the contents, to use, distribute or reproduce any of the contents published in this website.


Nothing contained herein shall be construed as conferring by implication, estoppels, or otherwise any license or right under any patent, trademark, or proprietary rights of Akru Now or of any third party. Except as expressly provided above, nothing contained herein shall be construed as conferring any license or right under any Akru Now copyright.

Accuracy of Information

Akru Now endeavors to ensure the accuracy and reliability of the information provided on this website but do not guarantee its accuracy, completeness or reliability. For the avoidance of doubt, the information provided on this website is subject in all respects to the specific terms and conditions of the actual policy or product/service agreement to which they refer or relate.

Commentary and other materials posted on our website are not intended to amount to advice on which reliance should be placed. In this connection you should take note that the information provided on this website are made available for informative purposes only. They are not intended to serve as nor shall they be deemed as professional advice. Accordingly, none of the information provided on this website should be interpreted or deemed as investment, legal, tax or other advice. Notwithstanding the foregoing provision, any advice rendered by us subsequent to your engagement of our services as your financial adviser shall amount to professional advice for the purposes in connection therewith.


Akru Now, its affiliates and associates, director, officer and employees disclaim all warranties, representations and endorsements, express or implied, with regard to information accessed from or via this website, including but not limited to all express and implied warranties, including warranties of title, merchantability, fitness for a particular purpose, non-infringement, and freedom from computer virus.

Akru Now does not assume any liability or responsibility for the accuracy, completeness, or usefulness of the information disclosed at or accessed through this website.

Akru Now, its affiliates and associates, director, officer and employees, accepts no liability (whether in tort (including negligence), contract, statute or otherwise) for any direct, indirect, special or consequential loss or damage whatsoever arising from reliance on the information provided on or via this website; a computer virus in or introduced into your computer system by, through or in connection with the website or the linked sites; recommendations that are published or accessible through this website.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraud or any other liability which cannot be excluded or limited under applicable law.

Akru Now shall not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our website or to your downloading of any material posted on it, or on any website linked to it.

Links to Third Party Websites

Contained in this website are links to third party websites that are not under our control. These links are provided for your information and convenience and the inclusion of any link does not imply endorsement of the sites to which the link leads. Accordingly, we do not in any way warrant the adequacy, accuracy, reliability or completeness of any information contained in any website which is hyperlinked or referred to in this website.

You are entirely at your own risk when accessing these sites and under no circumstance will we accept any responsibility or liability in respect of the linked sites.

Linking to This Website

No hyperlinks to the website or any of the internal or subsidiary pages within the website, or framing of any content in the website, shall be made by anyone unless with the prior consent of Akru Now. Without prejudice to any of its other rights, Akru Now may upon discovering such unauthorised linking or framing disable such links or frames.

Access to Our website and Changes to Our website

Access to our website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our website without notice (see below). Akru Now will not be liable if for any reason our website is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of our website, or our entire website, to users including those who have registered with us.

Akru Now aims to update our website regularly, and may change the content at any time. If the need arises, we may suspend access to our website, or close it indefinitely. Any of the material on our website may be out of date at any given time, and we are under no obligation to update such material.

You are responsible for making all arrangements necessary for you to have access to our website. You are also responsible for ensuring that all persons who access our website through your internet connection are aware of these Terms of Use and Disclaimers, and that they comply with them.

You take full and sole responsibility when using content or services provided on this and any linked sites.

Identification and Authentication

If you choose, or you are provided with, a user identification or authentication code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. In this connection, you could be held liable for any loss or damage, whether suffered by us or a third party, which arise as a direct or indirect result of any unauthorised usage of your user identification code and/or unauthorised disclosure of your password unless you are able to prove to our satisfaction, as decided by us in the exercise of our sole and absolute discretion, that you had taken all necessary safety precautions as well as reasonable measures of prudence and that the unauthorised usage of your user identification code and/or unauthorised disclosure of your password was not in any way caused by any negligence on your part.

Akru Now have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms of Use and Disclaimers. Akru Now shall not be held liable for any direct or indirect loss or damage which you may suffer as a result of any invalidation or cancellation of your user identification code or password.

Acceptable Use Policy

You may use the website only for lawful purposes.

You will not gather, extract, download, reproduce and/or display or advertise on any other website, other online or off-line service or otherwise, any material on or from this website, including but not limited to information relating to investment services and prices, whether that information has been gained by the use of spiders, data mining, trawling or other 'screen scraping' software or system used to extract data.

You will not do anything that affects the integrity or security of this website or causes or may cause harm, damage or unreasonable inconvenience to other users of this website or us.

You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack.

Akru Now reserves its right to resort to any legal recourse which we, in the exercise of our sole and absolute discretion, deem necessary and/or appropriate to be taken against you in the event of any unlawful and/or unauthorised usage of this website by you or persons under your control and to recover any loss or damage suffered as a result thereof from you.

Information about You and Your Visits to Our Website

Akru Now will process information about you in accordance with our Privacy Policy. By using our website, you consent to such processing and you warrant that all data provided by you is accurate.

Transactions Concluded

Our services provided to you shall be governed by Digital Investment Management Agreement and Terms of Use and Disclaimers, which are available here.

All investment services described in this website or placed by us on your behalf are subject to the terms and conditions of any applicable agreements. In case of doubt you should seek assistance directly from the insurer or by contacting us at our contact details below.

Information Provided

By providing information (such as feedback, data, answers, questions, comments, suggestions, plans or ideas) to Akru Now, you agree that such information shall be non-confidential and that Akru Now shall have unlimited rights to use, distribute, reproduce, and disclose such information worldwide as Akru Now deems appropriate, without compensation or acknowledgement of its source. Akru Now shall be free to use any ideas, concepts, know-how or techniques contained in information which you provide to Akru Now through this website, including but not limited to developing, manufacturing, and marketing products or services incorporating or otherwise based on such information.

Registered Users

This section is applicable to registered users only. You have been provided with an account ("Account"), a Login Name ("Login") and password ("Password") to your Account. You may use this to login, navigate and carry out transactions on this website. You will be solely responsible for any activities that take place through your Account.

You shall be responsible for ensuring the confidentiality of your Account, Login and Password and immediately notify Akru Now of any theft or unauthorised use of your Account, Login and Password or any other breach of security. To protect your information, you should log out of your browser at the end of each of your sessions on the website and not disclose your Login or Password to any third party.

Akru Now endeavors to keep your information confidential. However, if required to do so by any law, regulation or court order, Akru Now shall be entitled to disclose the Login, Password or Account contents to any third party.

In no circumstances shall Akru Now be liable to you in any way whatsoever for any loss, damage, costs, and expense incurred by you as a result of, arising out of or in connection with, whether directly or indirectly, the wrongful or fraudulent use of your Account, Login or Password.

You shall have no rights, title, interests over your Account, Login or Password. Akru Now shall be entitled in its sole discretion and without assigning any reason to terminate the use of the same at any time whatsoever. Upon such termination, you shall no longer be entitled to use or access your Account, Login or Password. Akru Now shall not be liable to you or any third party for any termination, deactivation or deletion of your Account, Login or Password or the contents of the Account.

Governing Law and Jurisdiction

By using and accessing this website, you agree that Malaysian law shall govern such use and access and you agree to submit to the exclusive jurisdiction of the Malaysian courts.


If you have any questions about materials which appears on our website, please contact us at

+60 (12) 2794983 or [email protected]